Is maternity coverage available?
A. Again this will vary from plan to plan. In many plans, maternity coverage might be an option, and in others it may be included. Generally, HMO individual plans will typically offer better and more affordable maternity coverage than PPO individual plans. See plan brochure for details. Q. What is a Primary Care Physician? A. A Primary Care Physician is trained to manage you entire health care program. Primary Care Physicians typically include Family/General Practitioners, Internists, and Pediatricians. If you choose an HMO plan, you will usually be required to select a PCP from the available network. With a PPO plan, you usually are not required to select a PCP, and you are available to visit any physician within the network, however it is still a good idea to establish a relationship with a regular physician. Online Provider Directories are available from this site to assist you in searching for physicians and/or hospitals. Q. Do I have to complete any claim forms? A. With a managed
