Is laser vision correction covered by insurance?
Probably not, as most insurance companies consider laser vision correction “elective surgery” and it is not usually a covered benefit. However, a few of the larger employers and some Unions do cover the procedure. So, it is certainly worth checking with your insurance company to see if you are covered.
Most insurance companies consider laser vision correction elective in nature and do not cover the procedure, but we recommend you check with your individual insurance company. However, there are some discount programs available that we participate with. Additionally, pretax medical savings plans consider laser vision correction to be a procedure for which these funds can be used. Am I eligible for laser vision correction? This depends on your age, your prescription and the general health of your eyes. Your prescription must have been stable for the past 12 months. We suggest you be 21 years of age or older. Although most laser vision correction patients are under 60, even seniors may be eligible. Do I need an examination first? Prior to treatment, you will have a laser vision consultation and a thorough eye exam. A detailed computer image is taken of your eye that will detail the curvature, shape, overall smoothness and regularity of the cornea. Does the surgery hurt? No, the actual pr
. Most insurance companies do not cover PRK or LASIK, but we encourage you to check with your provider. While PRK and LASIK are deemed elective and not covered, they may be tax deductible. Please consult your accountant. Some employers will set up special pre-tax dollar /medical/surgical accounts to pay for laser vision correction in conjunction with their employees. Paying for LASIK or PRK with pre-tax dollars can be of substantial savings for you. We have financing available at Denali Alaskan Federal Credit Union next door and we accept cash, check, and credit cards as payment.
Most insurance companies do not cover PRK or LASIK, but we encourage you to check with your provider. While PRK and LASIK are deemed elective and not covered, they may be tax deductible. Please consult your accountant. Some employers will set up special pre-tax dollar /medical/surgical accounts to pay for laser vision correction in conjunction with their employees. Paying for LASIK or PRK with pre-tax dollars can be of substantial savings for you. We have financing available through Capital One and we accept cash, check, as well as Visa, Mastercard and Discover as payment.
