Is KBT Online secure?
When you do your banking on KBT Online, you can be assured that you are in a secure environment where your account information is safe. Our Internet Banking System uses industry standard technology including password-controlled entry, Secure Sockets Layer (SSL) protocol and 128-bit encryption. 128-bit encryption is the highest level of encryption currently available. Firewalls and filter routers act as security guards for your data passing back and forth to the computers. KBT Online will automatically lock a User out if an incorrect User ID and Password are entered 3 consecutive times. If a user is locked out because they have exceeded the number of allowable password attempts, they must contact Kirkwood Bank & Trust to be reset. There is a 10-minute time limit on any screen in KBT Online, regardless of keystrokes. Once ten minutes has elapsed, you will be taken back to a login screen after the next selection is made.