Is IVF covered by most standard insurance companies?
It is unlikely that IVF coverage is provided, unless your health insurance policy specifically provides infertility coverage . Frequently insurance policies will cover infertility but exclude IVF. This has been successfully challenged in the legal system. Consultation with your lawyer may be necessary to review you insurance companies refusal to provide IVF coverage. If, however, IVF is combined with surgical procedures used for diagnosis, insurance carriers may pay for much of the procedure. For infertility alone, most insurance policies will not provide coverage. However, coverage will depend on the terms of your policy.
