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Is it true that for a VA Loan Lenders only look at the last 12 months of credit?

April 26, 2017credit lenders loan look months VA

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10 Posted

Is it true that for a VA Loan Lenders only look at the last 12 months of credit?

1 Answer

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10 Posted

Yes, most of the time lenders only look at the last 12 months of credit history: however, bankruptcies, tax liens, and collections could have an adverse affect even if they are over 12 months old.