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Is it standard for disability policies to cover disabilities caused by both accident and illness?

April 26, 2017Accident caused cover disabilities disability illness policies standard

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Is it standard for disability policies to cover disabilities caused by both accident and illness?

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When considering the purchase of disability coverage it is important that you read the contract to determine if both illness and accident related disabilities are covered. Not all policies cover both. It is prudent to look for a policy that does pay benefits under either circumstance.