Is it risky to invest IRA money into the stock market?
A. Any investment carries risk. You could lose all of your money by investing into the stock market. This will happen if the company you invested in declared bankruptcy. But history has shown that equity investing provides the best return over long period of time. Higher risk normally comes with higher return. We do not encourage you to put all of your IRA money into the stock market. But it does bring you good money if you invest wisely. Take our investment result as an example. We have consistantly beat the market by big margisn and have achieved an average of 70%-plus annualized return since 2001-07. We made over 70%-plus retrun even during 2008-2009 fiscal year, the period wiht the biggest bear market in US stock market history. Also remember, if the money is from a Roth IRA account, there will be no tax deduction at all. You will keep all of your money when your retirement comes.