Is it possible to overdraw my TotalPay Card account?
Most TotalPay card transactions are verified against your remaining card balance electronically and instantly. If a purchase amount exceeds your available card balance, the transaction will be declined. Therefore, it is rare that a cardholder would overdraw their account. To minimize the likelihood of overdrafts, you should check your available balance at mycard.adp.com. If you have a mobile device that supports text messaging, you can set up balance alert text messages. Note: Deliberate overdrawing of a card can result in card deactivation.