Is it possible to have a car insurance policy but from 2 different companies for the same vehicle?
If the insurers found out about it, it is likely they would both cancel you. They would both suspect that you were intending to commit fraud. If you were to have one primary health insurance plan to pay most of your health costs and a secondary to pick up the rest, that would not be considered fraud (as long as they knew about each other) since usually you don’t plan to have a lot of health problems. In auto insurance, they look differently at things. Since you will only have to pay a deductible out of your pocket in the case of physical damage to your car (if you have collision and other than collision coverage on your auto), what would be the point of having a second policy except to commit fraud? In health insurance, you have co-pays,deductibles, co-insurance and a whole lot of stuff to pay out. Therefore, a lot of difference in the way it is viewed. Okay, so the UK is set up differently than the US. You weren’t talking about 2 policies on the same car, but policies on 2 drivers. In
