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Is it possible that a negative trade line previously removed from my credit report could reappear in the future?

April 26, 2017credit report future line negative possible reappear removed Trade

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Is it possible that a negative trade line previously removed from my credit report could reappear in the future?

1 Answer

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10 Posted

It is possible that on occasion a creditor could re-report information that we had previously removed from your credit report. However, the Fair Credit Reporting Act (FCRA) makes it much more difficult for those creditors to re-report information. If they do re-report the information, it is a legal requirement that you be notified in writing. In the rare event adverse or incorrect information is re-reported on your credit report, we will send additional disputes for any of our active clients.