Is it okay to serve liquor at a community association party?
Generally, community associations are protected by host liquor liability insurance coverage. Subject to the terms of the policy, this coverage will indemnify and defend the association against third party liability claims arising out of the serving of alcoholic beverages. However, this coverage will not protect the association if the alcoholic beverages are sold. If alcoholic beverages are to be sold by the association either directly or indirectly, which we strongly discourage from an insurance risk management standpoint, liquor liability insurance coverage will need to be purchased.
