Is it ever a good idea to complete without a Licence of First Occupation?
In some rare circumstances it can be. For example, if you have made significant stage payments to a developer who is at risk of bankruptcy. If the property is finished, and there do not appear to be any planning problems, you may be better off completing without an LFO than becoming just another one of a bankrupt developer’s creditors, especially if you don’t have a valid bank guarantee.
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