Is it easy to qualify for long-term care insurance?
No! Most companies look at medical records for the past five years. Certain health conditions may not qualify. Progressive conditions like Alzheimer’s and Parkinson’s will not qualify. Insurance companies may also do a face to face interview to test if for any memory loss or cognitive impairments. It is not easy to qualify for long-term care insurance. One should apply for it as soon as they can!
A long-term care insurance policy helps pay for the care you need when you can no longer care for yourself. It may protect your family’s financial future and your own investments and savings.
