Is it difficult to obtain insurance or financing?
Almost all straw bale homes are insured. Many have received financing as well. This does not mean, however, that it is easy dealing with insurance companies or financial institutions. Some are more straw bale-friendly with time, but there are no single insurance companies or banks that consistently approve straw bale homes. It depends largely on the person with whom you are dealing and your ability to assemble the proper documentation to support your project. To facilitate your relationships and dealings with insurance companies and banks, you should consider assembling the following documents prior to approaching them: • Proper architectural plans that are engineer-approved • A building permit, if possible at this point • A clean, well-documented and realistic budget from an experienced contractor Insurance companies seek assurance that your structure has as limited a risk of fire and other potential calamities as possible. Each perceived risk (whether we consider them to be real or n
