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Is it advisable to purchase the H & S (hospital & surgical) insurance for my maid since it is not a requirement by law in Singapore?

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Is it advisable to purchase the H & S (hospital & surgical) insurance for my maid since it is not a requirement by law in Singapore?

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As an employer, you are responsible for the medical benefits of your maid. You are required to bear full cost of medical care should your maid require medical treatment including Hospitalisation. It is therefore advisable to cover your maid for H&S under an insurance plan.

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