Is insurance required for motorcycles in Florida?
Insurance is NOT required to register a motorcycle. However, if a motorcyclist is in a crash the FINANCIAL RESPONSIBILITY LAW- DOES APPLY TO MOTORCYCLES & SCOOTERS. Florida’s No-Fault, or “PIP Law” does not apply to motorcycles/scooters. However, the Financial Responsibility FR Law applies to ALL motor vehicles in Florida, including motorcycles/scooters. Thus the voluntary purchase of motor vehicle liability insurance by an owner, operator or owner/operator is highly recommended. Failure to to carry property damages and bodily injury liability insurance in case of crash, DUI conviction or other occurrences outlined in Florida’s FR Law. Ch. 324 may result in some or all of the following: Loss of license/tag and registration, and/or civil court judgment, and/future proof (three years) of high risk. SR22 mandatory liability insurance coverage just to keep your driver’s license – even if you do not own any motor vehicle. Source> Florida Motorcycle Handbook 2006. How do I get endorsed for a
