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Is insulation needed in basement walls?

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Is insulation needed in basement walls?

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On One Hand: Insulating Basement Walls Can Save EnergyProperly insulating your basement walls can reduce heating costs, lower energy consumption and save you money. In colder climates, such as Minneapolis, MN, you can save as much as $450 per year.On the Other: It May Not Be Worth the CostIn warmer areas, such as southern Texas and Florida, the earth surrounding your house doesn’t get cool enough to require basement insulation.

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