Is ICC coverage included in all Standard Flood Insurance Policies?
No. Insureds under the Group Flood Insurance Policy and insureds with condominium unit owners coverage are ineligible for ICC coverage. Policies issued or renewed in Emergency Program communities are not eligible for ICC coverage. All other policies include the coverage. Filing a Flood Insurance Claim 62. How does a policyholder file a claim for flood loss? A flood insurance policyholder should immediately report any flood loss to the insurance company or agent who wrote the policy. A claims adjuster will be assigned the loss, and the policyholder must file a proof of loss within 60 days of the date of loss. A policyholder whose policy is with a WYO company must follow the companys claim procedures. The 60-day time limit for filing a proof of loss remains the same. 63. What is a proof of loss? A proof of loss the policyholders valuation of claimed damages is a sworn statement made by the policyholder that substantiates the insurance claim and is required to be submitted to the NFIP or
