Is Horizon BCBSNJ a national company selling health insurance in all 50 states?
No. Horizon BCBSNJ only sells health insurance in New Jersey. Two of its subsidiaries sell dental insurance products in New York and Pennsylvania. The company is independent of other Blue Cross and Blue Shield companies operating in other states. All Blue Cross and Blue Shield companies are independent licensees of the Blue Cross and Blue Shield Association, which is a governing body for all Blue plans. Through the BlueCard system, members of Blue Cross Blue Shield plans have access to over 700,000 physicians and over 6,000 hospitals nationwide. Blue Cross Blue Shield is the number one health care brand in the nation with over 100 million Americans covered by Blue plans.
