Is Home Insurance a Good Idea For Protection Against Flooding?
Most buildings and contents policies can provide up to 25,000 pounds of cover plus arranging alternative accommodation in the event of flood damage. Within 24 hours of you contacting your home insurance provider and making a claim a loss adjuster will visit your home or property and assess the situation. When the loss adjuster has finished their assessment on your property they will put together a timetable outlining what requirements and actions will need to be done in order to restore your property. Most home insurance companies will start cleaning and stripping out your property. They will probably employ a specialist cleaning company to do this called a disaster restoration company. They will remove silt and debris left by the flood and clean all affected areas. Plus check electricity supplies, appliances and gas. Then they will remove any damaged and wet fittings and home furnishing as well as any damaged woodwork or plaster. When they have finished cleaning and stripping out your