Is Home Health Care covered under the Indemnity Plan?
CIGNA provides Home Health Care through the hospitalization plan. Home Health Care must be in lieu of hospitalization. Benefits are provided in your home as part of a treatment plan approved by your physician for a condition that would otherwise require you to be admitted to a hospital or a skilled nursing facility. Home Health Care is limited to 200 days per calendar year. Please be aware that if you elect to use an out-of-network service, you will be subject to a $50.00 deductible, plus 25% of charges. The $50.00 deductible will be inclusive of the overall $350.00 out-of-network plan deductible. Also, a maximum of 16 hours counts as 1 day under this benefit.
