Is going offshore only for people or companies with business assets or large amounts of assets?
No. Offshore tools may be utilised to protect personal assets (as well as restore personal financial privacy and provide protection from personal lawsuits) just as effectively as they can be used to protect business assets. Offshore tools also provide an ideal platform from which to provide such things as debt/re-financing structures, given the maximum privacy and maximum flexibility afforded by offshore banking and offshore companies, offshore partnerships and offshore trusts.