Is Florida a No Fault State for Automobile Insurance?
Miami drivers / vehicle owners are required to carry $10,000.00 of personal injury protection no fault auto insurance. This insurance covers up to $10,000.00 of loss wage and medical benefits combined. This coverage does not address liability, or fault. Drivers may also carry bodily injury insurance to cover liability damages if they are at fault in an accident. Consult a car accident lawyer for further clarification.
Florida is a no-fault insurance state when it comes to auto accidents involving only vehicles where no serious bodily injury occurs. The state begins to assign fault to drivers when serious bodily injury or damage to property other than an automobile occurs in an accident. Drivers who do not have coverage to handle serious injury to other drivers or passengers may risk being sued in civil court for damages.
Related Questions
- I am a Florida resident who has a vehicle registered in Florida but am attending school in another state. Am I required to have Florida automobile insurance?
- Florida No Fault Insurance - Is Florida A No Fault State For Auto Insurance?
- What are the FLORIDA STATE REQUIRED limits for automobile insurance?
