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Is flood insurance intended to restore a loss to its pre-flood condition?

April 26, 2017condition flood Insurance loss pre-flood restore

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Is flood insurance intended to restore a loss to its pre-flood condition?

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A. Flood insurance is intended to restore a covered loss to its pre-flood condition, less the deductible. Excluded items, such as a pier, landscaping, etc. are not covered under the current policy. Click here for additional documents and video regarding policyholders’ rights to be restored to their pre-flood condition.