Is financing available? How do most patients afford treatment like Hybridge?
A. Yes, most Hybridge certified doctors offer some form of financing. CareCredit is the most commonly used outside financing used. Many Hybridge offices offer 12 month no interest, no payment options through CareCredit for those who qualify. Financing can be extended up to 48 months through CareCredit, with annual interest rates currently at about 13%. For more information, log onto www.CareCredit.com. Alternatively, our patients find very competitive interest rates through their local banks. Home equity loans often times are the lowest interest rates available, and the interest is tax deductable. Secured loans such as a home equity loan will always be at a lower interest rate than an unsecured loan such as CareCredit. Many patients are not aware that dental expense that exceeds 7.5% of your yearly income is tax deductable. For some, this can generate a tax refund the following year of up to 25% of the cost of their Hybridge treatment.
