Is financing available for manufactured homes without a permanent foundation?
Ans. YES, although financing changes daily currently financing is available for all manufactured homes with or without a permanent foundation. If the home is prior to June 1976 the interest rates are normally much higher. If the home is manufactured after June 1976 the interest rates are reflective of the residential market loans. The lenders for VA, FHA, Cal Vet or loans backed by government insurers require a 433 to be recorded and /or certified prior to financing the loan.