Is financial assistance available for individuals adopting?
Loans and grants are available through a variety of organizations, such as adoption agencies, foundations, and banks. Subsidies and reimbursements may be provided by your state for some adoption costs and for the ongoing care of children with special needs. Each state has its own way of defining children with special needs, but states often agree to include children who are older, have disabilities, belong to a minority group, or must be placed with siblings. The Child Welfare Information Gateway publishes a fact sheet, “Adoption Assistance for Children Adopted from Foster Care,” with more information on subsidies. The North American Council on Adoptable Children’s Adoption Subsidy Resource Center also provides general information on the subsidy program for each state or province. View Financial Assistance resources for additional information. Adoption tax credits are available for some qualifying expenses in adopting a child, including a child with special needs. The adoption credit i
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