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Is Domestic Helper Insurance same as an Employees Compensation?

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Is Domestic Helper Insurance same as an Employees Compensation?

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An Employees’ Compensation Insurance covers compensation that the policy holder is legally liable to pay as an employer to his/her employee for his/her bodily injury by accident or disease arising out of and in the course of employment. A Domestic Helper Insurance Policy is a specially designed insurance product. The Policy includes an Employees’ Compensation Insurance cover (usually as a compulsory section of the Policy) that a person needs to insure for his domestic helper and some other optional insurances that the employer may want to buy because of the employment of a domestic helper. Domestic Helper Policy is now generally regarded as Employees’ Compensation insurance for employment of domestic helper.

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