Is doing nothing really an option for dealing with debt?
A. Unfortunately, I found that had been the strategy employed by the majority of the clients who first visited. Some call it the ostrich method because people seem to stick their head in the sand and ignore their money problems. Most often this option should be avoided, but before rejecting it one should explore it. Sometimes this does emerge as the best choice. Please remember that “doing nothing” means doing nothing with the creditor, it does not mean that you should ignore the situation entirely and not be planning for a day when you will have to deal with the debt directly using whichever debt solution best fits your personal circumstances.