Is DBA insurance available to contractors of all sizes, including small subcontractors?
Yes, DBA insurance is available in the U.S. insurance market for contractors of all sizes, including small subcontractors, and is generally placed through insurance brokers or agents specializing in international property and casualty insurance. While a number of U.S. insurance carriers provide DBA insurance, some employers can exercise their right to become qualified self-insurers through the Department of Labor, and can thus cover their own losses.
