Is damage due to leaking waterbeds covered?
This depends on your own policy and your lease with your landlord. Damage to your personal property from a leaking waterbed is usually only covered when the leak results from one of the named perils of the policy, such as fire or vandalism for example. The landlord typically covers damage to the rental unit, however many lease agreements specifically state that the owner of a waterbed is responsible for damage to the rental property resulting from leaking. It’s important that you check your lease if you own a waterbed; then talk to your insurance company.
This depends on your own policy and your lease with your landlord. Damage to your personal property from a leaking waterbed is usually only covered when the leak results from one of the named perils like fire or vandalism. Many lease agreements specifically state that the owner of a waterbed is responsible for damage to the rental property resulting from leaking. It’s important that you check your lease if you own one, then talk to your insurance company.