Is Credit repair legal?
The way we do credit repair, it is entirely legal. In fact, we are licensed by the State of Ohio as a credit repair organization. The state doesn’t license illegal industries, so you know that Credit Repair Clinic will provide you with professional service that does not violate State or Federal laws.
Absolutely! It is your legal right to dispute items on your credit report. You may exercise your legal rights pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes. We recommend that you stay away from services that recommend that you attempt to obtain a new/alternate social security number, attempt to create a consumer credit profile under an EIN, or create “fake” credit profiles by intentionally reporting false data. These tactics can be illegal and/or unethical and, if caught, can result in significant personal liability.
There is nothing illegal about disputing items on a credit report. In fact, the Fair Credit Reporting Act (FCRA) spells out legal rights and protocol for disputing items on a credit report. In addition, the Federal Fair Credit Billing Act (FCBA) allows the right to request broad amounts of information regarding billing and payment history. The Fair Debt Collection Practice Act (FDCPA) gives citizens rights and protections against the activities and duties of debt collectors.
Absolutely! It is your legal right to dispute items on your credit report. Burks-Law exercises your legal rights pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes. As consumers, we depend on credit bureaus to report information accurately. Unfortunately, this is not always the case. In fact, it is the minority. Seventy-nine percent of all credit reports contain inaccuracies – meaning that we all must be diligent in monitoring our credit reports and take immediate action when mistakes are discovered. We recommend that you stay away from services that suggest that you attempt to obtain a new/alternate social security number, attempt to create a consumer credit profile under an EIN, or create “fake” credit profiles by intentionally reporting false data. These tactics can be illegal and/or unethical and, if caught, can result in significant personal liability. Ar
