Is credit fraud protection included?
In case the credit card is ever lost or stolen, it’s best to go with a credit card that offers fraud protection. And don’t forget: If you have a higher credit score, you can generally negotiate a lower interest rate on credit cards. That’s why it’s always a good idea to check your credit score before applying for a card. If your score is above 700, you may qualify for a lower interest rate. If you have a low credit score or your credit is not well established, you may be turned down for a credit card or be required to get a secured credit card. A secured credit card requires a cash collateral deposit that becomes the credit line for the account. Almost every secured credit card charges an annual fee, and these fees vary, depending on your credit score.
