Is cosmetic surgery covered by medical insurance?
Cosmetic surgery is seldom covered by medical insurance. Some procedures in plastic surgery are “gray areas.” That is, some insurance companies will pay the charges if they consider the procedure reconstructive and not cosmetic. Your surgeon will discuss this with you and advise you, but he or she cannot tell you what your insurance company will do. If you have any questions about coverage, you should ask your insurance company for a preoperative determination of coverage for the procedure you are contemplating. We will be happy to provide you with the information you need to send to your insurance company. Please allow adequate time for an answer, as it may take several weeks for the insurance company to respond. Special financing can be obtained through an outside agency. If you are interested in financing, please ask our staff.
