Is Collision Car Insurance Coverage Necessary?
Collision auto insurance coverage is not necessary, but if your car is “totaled” in an accident, it will reimburse you for the car so that you can either make repairs or go out and buy a new one. Collision insurance is something that you should consider getting if you want to make sure that you don’t have to pay to have your vehicle repaired or buy a new one if there are extensive damages to it in an accident. You should know, though, that when you get collision coverage, your insurance premiums are going to increase – so be prepared to pay some extra money. Getting Both Collision and Comprehensive Insurance Combined People that buy a brand new vehicle may want to have both comprehensive car insurance with collision coverage; getting both of these policies is sometimes called “full coverage” or “maximum coverage.” Many insurers offer deals for people that decide to bundle these policies together. It is up to you to decide whether you are driving a valuable enough car to get these addit
