Is CHIP designed exclusively for low-income families?
No family makes too much money for CHIP. There is no upper income limit. If your company does not provide coverage for your employees’ families, you can help by offering education about CHIP, as that could provide the coverage their children and teens require. For example, if a family of four makes up to $42,400 a year, the family is eligible for what is known as free CHIP. There are no premiums and no co-payments with free CHIP. A variety of low-cost CHIP programs are available for a family of four that makes up to $63,600. Depending on income level, premiums can range from about $35 a month to less than $60. If a family of four makes more than $63,600, they are still eligible to purchase CHIP at cost. Monthly premiums for at-cost CHIP would cost about $143. Children who are enrolled in free CHIP do not have to pay any co-payments for any services. With low-cost and at-cost CHIP, there are co-payments for some services, but there are never any co-payment charges for preventive service
