Is childbirth considered a pre-existing condition?
HIPAA places limits on the amount of time a pre-existing condition exclusion period may apply. In addition, health care plans cannot consider pregnancy a pre-existing condition, even if the woman did not have previous coverage. Birth and adoption (including placement for adoption) may trigger a special enrollment period during which you, your spouse and new dependents can enroll in your employer’s plan. Additionally, newborns and adopted. Return to index . . .
• My child has lost his ” dependent child ” status. What can be done now to continue coverage? • What happens to my coverage, which is provided under my spouse, if s/he dies or we legally separate or divorce ? Q: I’m getting married. Will I be covered under my spouse’s health care plan? A: Get all the details on your spouse’s plan, and be sure you understand how it works. You’ll want to know the amounts of any deductibles or copays you will be required to pay, and what you will pay for premiums. Under the Health Insurance Portability and Accountability Act (HIPAA), you may be entitled to add yourself, a new spouse and children to your employer’s plan or to your spouse’s employer’s plan under a special enrollment period. Return to index . . . Q: How do I qualify for the special enrollment period if I’m getting married? A: To qualify for the special enrollment period, you must notify the plan and request special enrollment for everyone enrolling within 30 days of your marriage. Your plan
