Is CA Disability Insurance Important?
Is CA disability insurance really that important? Of course it’s important in theory—but that’s only if there’s a serious risk of injury or sickness involved. If you stay at home, and never handle any heavy equipment then there’s probably a low risk of you injuring yourself or catching a bad case of pneumonia. But that’s not to say that it will never happen. The average person leaves the house frequently and handles somewhat heavy supplies or equipment on a regular basis. A typical day’s activities does pose a risk of injury. Nobody ever plans to get hurt—but how many people have tripped on concrete and fractured a bone? How many people have broken a leg or arm playing sports? Anything could happen on a typical, uneventful day. Statistics support this. National Underwriter Magazine featured a study that highlighted the risk of disability and the carelessness of most Americans. It is believed that one in three workers will become temporarily disabled for 90 days or longer at some point
