Is Assurant Employee Benefits responsible for FUTA and SUTA taxes?
No. The policyholder is responsible for FUTA (federal unemployment taxes) and SUTA (state unemployment taxes) taxes. Assurant Employee Benefits will not pay FUTA and/or SUTA on disability payments. The policyholder is responsible for determining the amount of FUTA and SUTA taxes that are due on benefits paid. FUTA taxes follow the same guidelines as FICA taxes, that is, if FICA taxes were withheld, FUTA taxes are payable if the claimant has not yet met the FUTA wage limit. The policyholder must determine the wage limits that apply for FUTA and SUTA.
