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Is an insurance company allowed to have a pre-existing clause for birth control pills and devices?

April 26, 2017allowed birth control clause COMPANY Devices Insurance pills pre-existing

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Is an insurance company allowed to have a pre-existing clause for birth control pills and devices?

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No, the insurance policy/certificate must provide immediate coverage after the effective date for contraceptive drugs and contraceptive outpatient services. • My insurance company uses a drug formulary. My birth control medication is not on the formulary and I have to pay a higher copayment. Is that acceptable? Yes. The company may apply drug formulary provisions to birth control prescriptions. • My pharmacist refuses to fill my prescription for the morning after pill based upon her moral beliefs. Can a pharmacist refuse to fill my birth control prescription? No. An emergency rule requires pharmacists to fill prescriptions in an appropriate and timely manner. Governor Blagojevich has introduced a new toll-free number where women can report to state regulators if a pharmacy fails to dispense a prescription in an appropriate and timely manner. Women may call (800) 280-4149 to file a complaint.