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Is an HRA the same as a Health Care Flexible Spending Account (FSA)?

April 26, 2017account flexible FSA health care HRA Spending

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Is an HRA the same as a Health Care Flexible Spending Account (FSA)?

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No. The biggest difference between the HRA and the FSA is the funding. HRAs are funded solely through employer contributions. FSAs are typically funded by the participant, usually through pre-tax, payroll deductions.