Is affordable health insurance an oxymoron?
If you are employed and lucky enough to have company-paid health insurance, count your blessings. If not, there are still some things you can do to save on health insurance. First, make sure you have only the coverage you need based on your health status. Prescription drug coverage is nice, but if you take few or no prescription drugs, you probably don’t need this coverage. Same goes for maternity coverage. Second, increase your deductible to the highest level you can sustain. Put the amount of your deductible in a savings account to draw from as needed. Third, shop for the least expensive policy only if you are in very good health. If you’ve had a major illness or have a chronic condition, a new policy can exclude the condition leaving you without coverage at a critical time. Get health insurance quotes here. 80. Don’t overinsure your life. Unless you’re in the multi-millionaire class, buy only the amount of life insurance and type of life insurance you can afford. It is always good t
