Is access to Canada Pension Plan (CPP) benefits affected if an employee works beyond age 65?
An employee can apply for, and receive CPP benefits at age 65 or later, even if he or she continues to be employed. If one applies to begin receiving CPP benefits before they turn 65 (i.e. between the ages of 60 and 65), their Canada Pension Plan pension will begin: • the month after they stop working, or • at the point when they earn less than the allowable maximum pension payment for two consecutive months. Employees drawing CPP must notify their employer as CPP contributions must cease. 5. Can an employee retire and subsequently be re-employed? While it is possible to be re-employed with the government, post-retirement, the employer cannot commit, in advance of retirement, to rehiring the employee after they have retired. To receive pension benefits and other associated benefits such as the retirement death benefit certificate and membership in the Retirees Extended Health Plan, the employee must actually retire, i.e. leave employment with the employer for a period of time. There sh
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- Is access to Canada Pension Plan (CPP) benefits affected if an employee works beyond age 65?
