Is a student’s legal guardian eligible to receive a PLUS loan on behalf of the student?
No. For the purposes of obtaining a PLUS loan, an eligible parent borrower is a dependent student’s biological or adoptive mother or father. The spouse of a parent who is remarried is also eligible if the spouse’s income and assets would have been taken into account when calculating a dependent student’s expected family contribution. A legal guardian is not considered a parent for Federal Student Aid purposes.