Is A Self Cert Fixed Remortgage The Best Option Right Now?
To say one mortgage is better than another is foolhardy without first considering the borrower. The same goes for self cert fixed remortgage deals – to say it is the best choice for every self cert borrower cannot be done. Mortgages need to fit round the borrower, not vice versa, so only you can have the final decision whether to go for a variable, offset, flexible or self cert fixed remortgage. Right now people want to be sure of things, especially those who do not earn in a traditional way. The self employed, those with more than one job or even those who rely on bonuses will all be sweating as a recession looms and belts tighten. So a self cert fixed remortgage would be the most sensible option – you know what you need to do each month to meet the same, regular payments. The economy could swing up or down and rates could soar, but with a self cert fixed remortgage you know where you stand. And that’s great – but what if you do not know where you stand from one month to the next as a
