Is a Scotiabank Reward VISA card a credit card?
No. A Scotiabank Reward VISA card is a prepaid VISA card that carries funds loaded on the card by the program sponsor (the organization that pays for the funds on the card). Each time the recipient uses the card, the purchase amount is deducted from the available balance. These card materials provide important information, including the card agreement for using your card, so please read them carefully before using the card.