Is A Reward Credit Card Better Than A Cash Back Cedit Card?
If you are a frequent charge your purchases to your credit card, you want to make sure you are getting the most out of your credit cards. Most credit cards come with a reward programs whereby you will earn points when you charge your purchases to your credit card. You use these points to redeem free or discounted products and services. Some credit cards even allow you to donate your cash back to your favorite charity. There are also credit cards that reward you with cash rebate. Although cash back seems like a good idea, the cash received is often very small relative to the amount you purchase. Most of the time, the cash is only one or two percent of your purchases. You may not receive actual cash too, as the rebate are often used to offset your existing balance. If you do not have an outstanding balance, your statement will show a negative balance, which will be apply to the next billing cycle. More often than not, you are better off redeeming tangible rewards such as free movie ticke
