Is a medical exam necessary to qualify?
In most cases, an exam is required. If so, the insurance company will pay the costs and have it done at a time and place convenient for you — usually right in your home. The exam is usually conducted by a licensed paramedic or medical doctor, and generally involves a blood test, urine specimen, blood pressure reading, height and weight measurement, and a series of questions about your health history. The whole process usually takes about 20 to 30 minutes.
