IRS direct deposit into someone elses account?
Let’s break it down this way. If you are not on the account with your girlfriend, most of the time it really has nothing to do with the IRS. I was in management at a bank for years and this is a popular question during tax season etc. If the name on the account does not match the account, sometimes the IRS will reject your e-file. Given that it did not reject, it is up to the bank on whether or not they are going to deposit it or send it back. Here is the catchy part. Bigger bank’s rely on computer systems for ACH deposits so sometimes if your name is not on the account it is going to go through. However, sometimes banks have people hand key in ACH deposits. If this is the case and someone sees that your name is not on the account it is going to, or they have a good computer system that catches it, it will reject it. If it gets rejected by the bank, they will send it back to the IRS and you will then be sent a paper check. Your best bet is to have your girlfriend call Wachovia if you d