Insurance is expensive. What advice can ASCCA give us?
It is in your club’s interest to ensure you have appropriate cover for public liability (at least $10 million); property insurance (for replacement of your computer equipment and office assets; and volunteer insurance.If your club is part of a larger organisation, such as a retirement village, U3A or like organisation, insurance will be the responsibility of that organisation. Your responsibility is to check that their insurance coverage is adequate, especially for your property.If your club is an incorporated association, you may find that your Association Incorporations Act (depending on your state of registration) no longer requires associations to hold public liability insurance. However, most funding bodies require applicants to hold such insurance.
It is in your club’s interest to ensure you have appropriate cover for public liability (at least $10 million); property insurance (for replacement of your computer equipment and office assets; and volunteer insurance. If your club is part of a larger organisation, such as a retirement village, U3A or like organisation, insurance will be the responsibility of that organisation. Your responsibility is to check that their insurance coverage is adequate, especially for your property. If your club is an incorporated association, you may find that your Association Incorporations Act (depending on your state of registration) no longer requires associations to hold public liability insurance. However, most funding bodies require applicants to hold such insurance.
